Short Message Service (SMS) Banking Services

21 May 2019 18:10:02
SMS Banking is a service that allows customers to access their account information via mobile phone.The purpose of this service is to send various alerts based on the criteria designed (Push SMS) and receive requests from customers and send that information through SMS (Pull SMS) within India only. This will facilitate customers to keep track of transactions taking place in their accounts and also get required information without visiting Bank premises.
 
Safety: Every debit and credit above a certain amount is intimated to you. Stay updated on your account transactions anywhere in India. Convenience: No waiting queues at ATM / Counter to check your account. TimeSaving: No traveling to branches or ATMs to keep track of your account. Updates: Get automatic updates on scheduled payments on your cell. Accessibility: Avail of this service from anywhere in the India, even on the move.
Customers of the Janakalyan Bank shall be eligible and allowed to use the facilities only after his/ her/ their application.
Yes, this service is secure. You will first have to register for this service and ensure your latest mobile number is updated with the Bank. Your mobile number will be linked to your individual account(s). Please note that at this moment, the service is restricted to enquiry functions on accounts and is not applicable for funds transfer between accounts.
Please do not store sensitive account information on your phone or reveal to anyone. Be reminded to delete any SMS sent to 70659 66665 from your phone 'Sent' folder. If customer Changes the Mobile number he / she has to again register the new mobile number
SMS banking services are operated using both push and pull messages. Push messages are those that the bank chooses to send out to a customer's mobile phone, without the customer initiating a request for the information. As mentioned in features alerts. Following are the Alerts initiated
Sr.No.
Type Of SMS
Description
1 Transaction SMS SMS will be sent to customers about any Debit or Credit transaction happening in their accounts (other than ATM transactions) as per the limit defined on transaction amount.
2 Inward / Outward Return SMS will be sent to customers about Inward & Outward clearing Cheque returned
3 SMS Registration SMS will be sent to customers for acknowledging registration of services.
4 A/Cs opened SMS will be sent to customers on opening of account.
5 TD Matured Records SMS will be sent to customers about Term Deposit maturing in the start of the month.
6 Locker Due Rent SMS will be sent to customers about Overdue of Locker Rent in the next month.
7 SI Non Execution SMS will be sent to customers about non execution of their standing instructions.
8 DP Expiry SMS will be sent to customers about DP Expiry.
9 ATM Transactions SMS will be sent to customers for withdrawn cash on ATM.
Pull messages are those that are initiated by the customer, using a mobile phone, for obtaining information in the bank account.
Request Types
SMS Formats
Information
Balance Enquiry
SBAL A/C Type A/C No
e.g. SBAL SB 345
Gives you the balance of the specific account number linked with customer mobile number. The account number is optional

Last 3Transactions
LST3 A/C Type A/C No
e.g. LST3 SB 345
Gives you the last three transactions in the specific account number linked with customer mobile number. The account number is optional

Fate of Cheque
FCHQ Chq No.
A/C Type A/C No
e.g. FCHQ 123456 SB 345
Gives you status of the Cheque
Key Words
Description
How to send
Loan Housing Loan SMS 'Loan' to 70659 66665
Loan Vehicle Loan SMS 'Loan' to 70659 66665
Loan Personal Loan SMS 'Loan' to 70659 66665
Loan Professional Loan SMS 'Loan' to 70659 66665
Loan Mortgage Loan SMS 'Loan' to 70659 66665
Loan Education Loan SMS 'Loan' to 70659 66665
Loan Udyogini Loan SMS 'Loan' to 70659 66665
Loan Gold Loan SMS 'Loan' to 70659 66665
Loan Business Loan SMS 'Loan' to 70659 66665
Loan All type of Loans SMS 'Loan' to 70659 66665
BLOCK Hot List ATM SMS 'BLOCK' to 70659 66665
GI General Insurance SMS 'GI' to 70659 66665
LI Life Insurance SMS 'LI' to 70659 66665
HI Health Insurance SMS 'HI' to 70659 66665
JANANEXT Saving Bank JanaNext Account SMS 'JANANEXT' to 70659 66665
LOCKER Locker SMS 'LOCKER' to 70659 66665
Customer Type
Quarterly rate
Yearly rate
Other than individual Rs. 25.00 Rs. 100.00
Individual Rs. 5.00 Rs. 20.00
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